Long-Term Care:

Plan Today, Secure Tomorrow

Did you know that 70% of people over age 65 will require long-term care at some point? Yet, many families wait until it’s too late to plan, leading to financial stress and limited care options.

Why Act Now?

  • Costs for long-term care are rising every year.

  • Waiting too long can limit your coverage options.

  • Planning early protects your loved ones from financial burden.

TESTIMONIALS

TRUE STORY OF EFFECTIVE PLANNING

"Highly recommend this"

"We can be working everyday, and not really plan for ourselves or the future."

Who Needs to Start Planning?

Long-term care planning isn’t just for seniors—it’s for anyone who wants to secure their future and protect their family.

Ages 35+

Get ahead of rising costs and secure affordable options.

Pre-Retirees & Retirees

Ensure your savings and assets remain protected.

Caregivers & Families

Help your loved ones plan before a crisis happens.

Types of Long-Term Care Planning

There are multiple ways to prepare for future care needs. We help you find the best option based on your financial goals.

Traditional

Long-Term Care

Covers in-home and facility care.
Premiums are not guaranteed and could go up. Pay-as-you-go. Use-it or loose-it.

Hybrid Life Insurance with Long-Term Care

HIGHLY RECOMMENDED

Benefits can be used for either LTC/Chronic Illness or Legacy – benefits won’t be lost if no LTC/Chronic Illness was needed like traditional LTC.

Asset-Based

Solutions

Leverage your existing assets to fund care. Small death benefit life policy with extended LTC benefit rider once the death benefit has been depleted.

Annuity With Chronic Illness Rider "Doubler"

Requires lump sum. Must be confined to facility, home care is not an option. No Medicals needed.

Government Programs Like Medicaid & VA benefits for long-term care are for individual who are impovished with low income and assets

Take Control of Your Future Today!

We make it easy to get the information and guidance you need.

  • Step 1: Fill out the form below to download your FREE Long-Term Care Planning Guide.

  • Step 2: Schedule a no-obligation consultation to explore your best options.

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